The Community of Boys and Girls Club of Chaffee County

Boys and Girls Club of Chaffee County was a community that I was apart of about two years ago. It is a safe place for children and young adults to come and have a good time as well as learn and get a better understanding of their education. At BGC education is very important because children are able to get tutored and mentored to encourage them that furthering their education is very important. At BGC the staff provides a positive environment so the children know that they can always come to a positive place for advice, for a shoulder to lean on and a place where they can feel most comfortable. At Boys and Girls Club children and young adults can engage in physical educational activities such as kickball, basketball games, soccer and more. There is a place in Boys and Girls club called the Games Room where there are activities like pool air hockey, wii Fitness, Dance Dance Revolution, Puzzles etc. There is also a place for the children and young adults to express themselves in art. The building itself is full of amazing things for children and young adults to take part in. I take pride in this particular community because it is a positive place for anyone from ages 6-18 to come.

Ashlee's Positives, Ashlee's Growth Areas

In module I, I learned that I do a lot of procrastination. In return I do my assignments at the last minute under pressure expecting to have a perfect outcome to turn in. I surprised myself by being able to get threw a whole module in such short time and I’m proud of myself for being able to complete that. I am disappointed in myself because I know I can do better at getting my assignments done in a better time setting and not procrastinating until the last minute. There is always room for improvement.

+                                                                                  Δ

Organization	Time management
Turn in assignments on time	Ask for help/ clarity on assignments from my instructors
Ask my peers for help	Better study habits
Knowledge	Better sleep schedule
Able to help others	Always have a plan B

Coming from the mountains and settling down by the bay

I grew up in Salida, Colorado. Unlike many cities, my town does not have specific names for the neighborhoods in it. I lived in a house right off of Highway 50. You could say the people in my neighborhood were between low class and middle class citizens. There were never shootings or robberies. It was mostly quiet, unless the people next door were having a party. My town, as a whole there is not much to do so you can imagine what my neighborhood was like, boring. A lot of the students I attended high school with turned to drugs and alcohol to occupied their time, I wasn’t interested. After graduating high school I found myself looking into moving to San Francisco, talk about a major life changing experience. I currently live in the Visitation Valley, where I realize everyday is a gift of life that no one can promise. I’ve heard many gunshots and so far I have attended one funeral for a dear friend that was gunned down behind my house. I have learned that no bullet has a name so I am careful of where I am all the time. There is such a separation with Sunnydale, Third Street, and I am sure more, that I see people that are constantly watching their backs. Do you see the significance difference in my neighborhoods? I am who I am despite the neighborhood I live in because I can lead an example that life can be better if you make it. All it takes is a step of faith and believe in yourself that you can do your best. It’s the people that make the neighborhood the way it is, so if the people can turn a neighborhood into a war zone, they can also turn it into a safety zone.

It's not easy crossing the opportunity divide.

A quarter century ago, Byrider’s founder, the late James F. Devoe, say before most people the untapped profits in selling expensive, highly financed products fto marginal customers. “The light went on that there was a huge market of people with sub prime and unconventional credit being turned down,” says Devoe’s 38-year-old son, James Jr., who is now chief executive.

“Good Cars for People Who Need Credit,” the company declares in its sunny advertising, but some law enforcers say Byrider’s inventive sales techniques are unfair. Joel Cruz- Esparza, director of consumer protection in the New Mexico Attorney General’s Office from 2002 to 2006, says he received numerous complaints from buyers about Byrider. His office contracted the dealer, but he never went to court. “They’re taking advantage of people, but it’s not illegal,” he says.

I can vouch and say I have been a victim of being sold a worthless car with high mileage for a price that was sky high with a high interest rate. It’s one of the worst things you could ever go through because you have to pay for a vehicle that is not even worth paying for. What’s even worse is paying out of pocket for all the extra, and when I say extra, I mean EXTRA work that it needs. This stopped me from crossing the opportunity divide because I had no way out but to keep paying for it so my credit wouldn’t go bad.

Who is held responsible? We the people are responsible! It is our duty to make sure we know what we’re getting ourselves into! Do a good amount of research before you put your money and credit on the line because it will help you out in the long run. Resources that need to be in place are FREE FINANCIAL ADVISERS! So we can all get counseled on how to spend and budget our money wisely for what we can really afford and not afford. 

Source of information found from The Poverty Business article.