It's not easy crossing the opportunity divide.

A quarter century ago, Byrider’s founder, the late James F. Devoe, say before most people the untapped profits in selling expensive, highly financed products fto marginal customers. “The light went on that there was a huge market of people with sub prime and unconventional credit being turned down,” says Devoe’s 38-year-old son, James Jr., who is now chief executive.

“Good Cars for People Who Need Credit,” the company declares in its sunny advertising, but some law enforcers say Byrider’s inventive sales techniques are unfair. Joel Cruz- Esparza, director of consumer protection in the New Mexico Attorney General’s Office from 2002 to 2006, says he received numerous complaints from buyers about Byrider. His office contracted the dealer, but he never went to court. “They’re taking advantage of people, but it’s not illegal,” he says.

I can vouch and say I have been a victim of being sold a worthless car with high mileage for a price that was sky high with a high interest rate. It’s one of the worst things you could ever go through because you have to pay for a vehicle that is not even worth paying for. What’s even worse is paying out of pocket for all the extra, and when I say extra, I mean EXTRA work that it needs. This stopped me from crossing the opportunity divide because I had no way out but to keep paying for it so my credit wouldn’t go bad.

Who is held responsible? We the people are responsible! It is our duty to make sure we know what we’re getting ourselves into! Do a good amount of research before you put your money and credit on the line because it will help you out in the long run. Resources that need to be in place are FREE FINANCIAL ADVISERS! So we can all get counseled on how to spend and budget our money wisely for what we can really afford and not afford. 

Source of information found from The Poverty Business article.